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Best AI Accounting Software for 2026

This AI bookkeeping software will remind your clients to pay
Author image blue planet
Lili Marocsik
April 1, 2025
Accounting Software Comp Header

TL;DR

  • AI accounting software automates bookkeeping and data entry through machine learning algorithms, eliminating manual calculations and minimizing financial errors for improved accuracy and reliability.
  • Top tools include QuickBooks for solid all-around accounting (though with a less intuitive dashboard and slower loading) and Bonsai for freelancers with its clean interface, easy setup, and additional features like time tracking and contract templates.
  • Common issues include QuickBooks looking "dusty" compared to newer competitors, Bonsai being weaker on pure accounting capabilities, and most tools still requiring time to fully integrate more advanced AI features.

Our review contains a few affiliate marketing links. If you purchase any of the tools, we might receive a small commission.

AI accounting software utilizes advanced algorithms and machine learning to automate bookkeeping and accounting processes.
By eliminating manual data entry and calculations, AI tools for accounting streamline operations, saving users significant amounts of time.
Furthermore, AI accounting is like a problem solver: it minimizes the risk of financial errors, providing tangible benefits in terms of accuracy and reliability. Small businesses can rely on companies like QuickBooks or Bonsai, who have tailored their services to SMEs.

Spoiler Alert

Bonsai and QuickBooks are quite similar, with Bonsai being weaker on the accounting side, but it offers additional freelance management systems, like a time tracker and contract templates.
What I love about Bonsai is the clean and easy-to-use interface, everything is very self-explanatory and easy to set up. So, freelancers, this is another great option if you are ready to change the accounting against freelance power.
My overall impression of QuickBooks is that it's a solid tool and one of the best ones out there at the moment. But the dashboard is not 100% intuitive and it loads rather slowly.
I love Bonsai for its fresher look and features. I think they will be able to integrate more AI over time, QuickBooks does look a bit dusty compared to them.

Use Cases for The Best AI Tools of

Accounting Software

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Best Accounting AI for SMEs
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Zoho Books
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Best Accounting AI for Freelancers
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Bonsai
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Best Accounting AI with other tools
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Clickup Accounting
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Quick Overview of the Best AI Tools

#
Tool name
Best Pro
Biggest Con
Free Trial
1
Bonsai
Elegant interface
Weaker accounting features
14 Days
2
Zoho Books
Free options with upgrades available
No free AI
Free
3
Trullion
Third-party tool integration
Manual adjustments needed in some cases
Book a Demo
4
Clickup Accounting
Free with upgrade features
Learning curve
14 days free
5
Quickbooks
Easy onboarding
Long loading times
30 days
6
Vic.AI
Runs accounts payable functions autonomously
Barriers to entry (recommend company process at least 2,000 invoices per month)
Book a Demo
7
Freshbooks
Ease of use
No email automation and scheduling feature
30 days free
8
Xero Cashbook & Xero Ledger
Easy to use
Slow
30 days free

Compare AI tools directly

Lightning icon
Bonsai
Zoho Books
Trullion
Clickup Accounting
Quickbooks
Vic.AI
Freshbooks
Xero Cashbook & Xero Ledger
Chevron down
Bonsai
Score 
4.67
/
5
Pros icon
Elegant interface
Pros icon
Easy onboarding
Pros icon
Cons icon
Weaker accounting features
Cons icon
Cons icon
$15
Zoho Books
Score 
4.33
/
5
Pros icon
Free options with upgrades available
Pros icon
Offers range of features
Pros icon
User-friendly
Cons icon
No free AI
Cons icon
Limited number of users
Cons icon
Can be slow
$15
Trullion
Score 
4.33
/
5
Pros icon
Third-party tool integration
Pros icon
Autonomous data extraction for accounting automation
Pros icon
Integrates with third party ERP systems
Cons icon
Manual adjustments needed in some cases
Cons icon
Slower speeds with larger sized reports
Cons icon
AI troubles with foreign language documents
Clickup Accounting
Score 
4
/
5
Pros icon
Free with upgrade features
Pros icon
Easy to get started
Pros icon
Templates available
Cons icon
Learning curve
Cons icon
Template slow to load
Cons icon
Accounting features are more manual than other products available
$7
Quickbooks
Score 
4
/
5
Pros icon
Easy onboarding
Pros icon
Automation feature for invoice reminders
Pros icon
Cons icon
Long loading times
Cons icon
Cons icon
$9.50
Vic.AI
Score 
4
/
5
Pros icon
Runs accounts payable functions autonomously
Pros icon
Produces real-time analytical data
Pros icon
Customizable dashboard
Cons icon
Barriers to entry (recommend company process at least 2,000 invoices per month)
Cons icon
4 week period prior to 'going live'
Cons icon
Manual adjustments to AI updates required occasionally
Freshbooks
Score 
3.67
/
5
Pros icon
Ease of use
Pros icon
Good interface
Pros icon
Cons icon
No email automation and scheduling feature
Cons icon
Cons icon
$10.50
Xero Cashbook & Xero Ledger
Score 
2
/
5
Pros icon
Easy to use
Pros icon
Pros icon
Cons icon
Slow
Cons icon
Customer support issues
Cons icon
Glitches in onboarding process
$29
No AI tools found.
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Bonsai
Zoho Books
Trullion
Clickup Accounting
Quickbooks
Vic.AI
Freshbooks
Xero Cashbook & Xero Ledger
Chevron down
Bonsai
Score 
4.67
/
5
Pros icon
Elegant interface
Pros icon
Easy onboarding
Pros icon
Cons icon
Weaker accounting features
Cons icon
Cons icon
$15
Zoho Books
Score 
4.33
/
5
Pros icon
Free options with upgrades available
Pros icon
Offers range of features
Pros icon
User-friendly
Cons icon
No free AI
Cons icon
Limited number of users
Cons icon
Can be slow
$15
Trullion
Score 
4.33
/
5
Pros icon
Third-party tool integration
Pros icon
Autonomous data extraction for accounting automation
Pros icon
Integrates with third party ERP systems
Cons icon
Manual adjustments needed in some cases
Cons icon
Slower speeds with larger sized reports
Cons icon
AI troubles with foreign language documents
Clickup Accounting
Score 
4
/
5
Pros icon
Free with upgrade features
Pros icon
Easy to get started
Pros icon
Templates available
Cons icon
Learning curve
Cons icon
Template slow to load
Cons icon
Accounting features are more manual than other products available
$7
Quickbooks
Score 
4
/
5
Pros icon
Easy onboarding
Pros icon
Automation feature for invoice reminders
Pros icon
Cons icon
Long loading times
Cons icon
Cons icon
$9.50
Vic.AI
Score 
4
/
5
Pros icon
Runs accounts payable functions autonomously
Pros icon
Produces real-time analytical data
Pros icon
Customizable dashboard
Cons icon
Barriers to entry (recommend company process at least 2,000 invoices per month)
Cons icon
4 week period prior to 'going live'
Cons icon
Manual adjustments to AI updates required occasionally
Freshbooks
Score 
3.67
/
5
Pros icon
Ease of use
Pros icon
Good interface
Pros icon
Cons icon
No email automation and scheduling feature
Cons icon
Cons icon
$10.50
Xero Cashbook & Xero Ledger
Score 
2
/
5
Pros icon
Easy to use
Pros icon
Pros icon
Cons icon
Slow
Cons icon
Customer support issues
Cons icon
Glitches in onboarding process
$29
No AI tools found.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Accounting Software

Comparison

1
Best Tool for:
Accounting Software
Bonsai
Score 
4.67
/
5
Tool Performance
5/5
Setup/Onboarding
5/5
User Experience
4/5
Prompt Coherence
123/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Hubspot Banner
Which AI tool FAQ banner related to image generators
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Pros:
Elegant interface
Easy onboarding
Cons:
Weaker accounting features
Monthly price starting from:
$15
User icon
For Who?
for who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
tested model
Last test:
1
Best Tool for:
Zoho Books
Score 
4.33
/
5
Tool Performance
4/5
Setup/Onboarding
5/5
User Experience
4/5
Prompt Coherence
123/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Free options with upgrades available
Offers range of features
User-friendly
Integrates with other Zoho functions
Cons:
No free AI
Limited number of users
Can be slow
Monthly price starting from:
$15
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
1
Best Tool for:
Trullion
Score 
4.33
/
5
Tool Performance
4/5
Setup/Onboarding
4/5
User Experience
5/5
Prompt Coherence
0/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Third-party tool integration
Autonomous data extraction for accounting automation
Integrates with third party ERP systems
Cons:
Manual adjustments needed in some cases
Slower speeds with larger sized reports
AI troubles with foreign language documents
Monthly price starting from:
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
1
Best Tool for:
Clickup Accounting
Score 
4
/
5
Tool Performance
4/5
Setup/Onboarding
5/5
User Experience
3/5
Prompt Coherence
0/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Free with upgrade features
Easy to get started
Templates available
Third-party tool integration
Cons:
Learning curve
Template slow to load
Accounting features are more manual than other products available
Monthly price starting from:
$7
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
1
Best Tool for:
Quickbooks
Score 
4
/
5
Tool Performance
3/5
Setup/Onboarding
5/5
User Experience
4/5
Prompt Coherence
0/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Easy onboarding
Automation feature for invoice reminders
Cons:
Long loading times
Monthly price starting from:
$9.50
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
1
Best Tool for:
Vic.AI
Score 
4
/
5
Tool Performance
4/5
Setup/Onboarding
3/5
User Experience
5/5
Prompt Coherence
0/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Runs accounts payable functions autonomously
Produces real-time analytical data
Customizable dashboard
Integrates with third party ERP systems
Cons:
Barriers to entry (recommend company process at least 2,000 invoices per month)
4 week period prior to 'going live'
Manual adjustments to AI updates required occasionally
Monthly price starting from:
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
1
Best Tool for:
Freshbooks
Score 
3.67
/
5
Tool Performance
4/5
Setup/Onboarding
3/5
User Experience
4/5
Prompt Coherence
0/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Ease of use
Good interface
Cons:
No email automation and scheduling feature
Monthly price starting from:
$10.50
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
1
Best Tool for:
Xero Cashbook & Xero Ledger
Score 
2
/
5
Tool Performance
2/5
Setup/Onboarding
2/5
User Experience
2/5
Prompt Coherence
0/5
AI Capabilities
0/5
Voice Quality
0/5
Lip Sync & Motion
0/5
Music Quality
0/5
Image Quality
0/5
Design Capabilities
0/5
Arrow previous
Arrow next
Pros:
Easy to use
Cons:
Slow
Customer support issues
Glitches in onboarding process
Monthly price starting from:
$29
User icon
For Who?
Tool Details<<<< FREE Trial >>>>
Tested Model:
Last test:
December 16, 2024

Did you know?

Author image blue planet
Lili Marocsik
Author image blue planet
Author:
Lili Marocsik
Lili remembers the excitement of discovering the internet at 14 — a true window to the world. The AI boom now feels just as thrilling. Since 2023, she's tested many AI tools, seeing the good, the bad and the ugly (especially at the beginning). Before AI, she worked as a video marketer, crafting YouTube Ads for HelloFresh and Revolut. She believes AI should empower people, leading her to build this site for SMEs. When not exploring AI, she enjoys her 30 plants and modern art.
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FAQ

Accounting Software

What does AI accounting software do?
What should I look for in good accounting software?
Is accounting software hard to use?
Can accounting software help with tax preparation?
How do accounting software vendors ensure data security?
How can I choose the right accounting software for my business?
Is there a simpler AI accounting software than the tools mentioned above?
AI Tools
Jump to the tool
Chevron down
Bonsai
Zoho Books
Trullion
Clickup Accounting
Quickbooks
Vic.AI
Freshbooks
Xero Cashbook & Xero Ledger
Related articles
The 10 Best AI Data Analytics Tools
The 8 Best AI CRM Software
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